The Benefits of Getting Your Auto Policy Through an Insurance Agency

When purchasing a new auto insurance policy you will have two basic options. The first option is to purchase your policy directly through the company that will be underwriting the policy. The other option is to purchase your policy through an insurance agency. While many people simply assume that purchasing direct is the better option, the fact is that purchasing through an insurance agency is often the more beneficial option. Below you can learn more about just a few of the many benefits that come along with choosing to utilize this option when purchasing your next auto insurance policy.

Get the Benefit of Rate Comparison

When you purchase directly from an insurance company, you will only receive quotes for the policies that a particular company has to offer. When purchasing through an insurance agency, your agent will check quotes for policies through a wide variety of different insurance companies. This allows you to ensure you are getting the best rates available for the amount of coverage that you need. 

Save Time by Leaving the Research to the Experts

Getting quotes from different companies and for different coverage options is a process that can be quite time-consuming. When choosing to purchase direct, you will be required to complete this process on your own. This means calling each different company individually. When utilizing the services of an insurance agency, not only will you be able to save time by not having to do this legwork yourself, they'll get the job done much faster via industry-exclusive software. They can check rates on their own rather than needing to directly contact each company and go through the quote process with each of them individually. As a bonus, this approach will also allow you to avoid the seemingly endless follow-up calls and emails from the companies you don't ultimately choose to purchase a policy from. 

Enjoy Expertise Without Additional Expense 

Auto insurance agents can offer you the benefit of their expertise not only when it comes to securing low rates, but also when it comes to determining what type of coverage is best for you and how much coverage you really need to purchase. While you may expect this type of expertise to come at a high cost, the truth is that this expertise is available to you at no cost. This is because rather than charging customers for their services, auto insurance agents get paid by collecting a commission from the insurance company that you ultimately choose to purchase a policy from.